How to Apply for Amazon Pay ICICI Credit Card: Step-by-Step Guide for 2025

Applying for the Amazon Pay ICICI Credit Card can be a smart move for online shoppers, especially those who use Amazon India often. This detailed guide will walk you through each step to apply for this popular credit card. It is designed for easy reading, so even first-time applicants can follow along.

What Is the Amazon Pay ICICI Credit Card?

The Amazon Pay ICICI Credit Card is a co-branded credit card by ICICI Bank and Amazon India. It is designed for people who shop frequently on Amazon. This card offers cashback in the form of Amazon Pay balance, which you can use to shop further or pay bills.

Why Should You Get This Card?

Here are some reasons why customers prefer this card:

• No annual fee.
• 5% cashback for Amazon Prime members on Amazon purchases.
• 3% cashback for non-Prime members.
• 2% cashback on Amazon Pay partner merchants.
• 1% cashback on all other purchases.
• Quick and fully online application process.
• Simple card management within Amazon and ICICI app environments.

Eligibility for Amazon Pay ICICI Credit Card

To apply, you must meet some basic requirements:

• Must be an Indian resident.
• Minimum 18 years old.
• Should have a good credit score.
• Should have a valid Amazon India account.
• Must have a PAN card and an active mobile number with India’s country code.

Methods to Apply

You can apply for the Amazon Pay ICICI Credit Card using two main ways:

• Through the Amazon app or website.
• Through the ICICI Bank official website.

Usually, it is easier and faster to apply directly from the Amazon platform. Both methods will eventually redirect you to Amazon if you are eligible.

Detailed Step-by-Step Application Process

1. Apply via Amazon App or Website

Here is a stepwise process:

a) Log in to Your Amazon Account

• Open the Amazon app or visit the Amazon India website.
• Log in with your credentials.

b) Locate the Card Application Section

• Go to Amazon Pay section.
• Look for Amazon Pay ICICI Credit Card banner or link.
• Click on ‘Apply Now’ or ‘Sign in to Apply’.

c) Check Your Eligibility

• The system checks if you are eligible based on your Amazon usage and account information.

d) Fill in Personal Details

You need to enter:

• Full Name
• Mobile number (with Indian country code)
• Email address
• PAN card number
• Address and other basic details.

e) Complete KYC (Know Your Customer) Process

• If you are an existing ICICI Bank customer, KYC may be automatically fetched[1].
• Otherwise, you must complete an online video KYC or upload required documents.
• Sometimes, physical verification may be scheduled if needed.

f) Verify and Submit Application

• Double-check the details.
• Submit your application.
• Wait until you see a confirmation or “Thank you” screen as proof of submission.

g) Wait for Approval

• The bank will review your application and verify your KYC.
• Approval is usually received within 24 to 48 hours.
• You’ll get an update via SMS or email.

h) Card Issuance

• Once approved, you’ll receive instructions on:
  • How to activate your card.
  • How to use it both on Amazon and at other merchants.
• You can manage the card from Amazon Pay as well as the ICICI Bank app.

2. Apply via ICICI Bank Website

• Visit the ICICI Bank credit card page.
• Search for ‘Amazon Pay ICICI Credit Card’.
• Click ‘Apply Now’.
• You may be redirected to Amazon for detailed verification and completion of the application.

What Happens After Submission?

• Your application and documents are reviewed by ICICI Bank.
• If your KYC is verified successfully, you get a confirmation right away.
• The final approval and card details or rejection notice come via SMS/email, depending on your eligibility.
• If rejected, wait some time and improve your credit score before applying again.

How Long Does Approval Take?

• The process is fast for most applicants.
• Approval is usually received within 24 to 48 hours after KYC is done.
• In some cases, it can take a few days if extra verification is needed.

How Will You Get the Card?

• If approved, the digital card is ready to use almost instantly on Amazon.
• The physical card is sent to your registered address within a week.
• You receive full instructions on activation and security.

What If You Are Rejected?

Do not worry if you are not approved:

• Common reasons are incomplete KYC or poor credit history.
• Improve your credit score before reapplying.
• Avoid reapplying immediately; give some gap and then try again for better chances.

Things to Keep Ready Before Applying

Have these things handy:

• PAN card
• Aadhar card or any valid government ID
• Registered mobile number
• Active Amazon India account credentials

Tips for a Successful Application

• Verify your KYC documents: Double-check your PAN, address, and proofs.
• Maintain a good credit score: Pay existing EMIs and credit card bills on time before applying.
• Use the Amazon account regularly: Regular Amazon users get quicker approvals due to their purchase history.
• Avoid multiple applications in a short timeframe if rejected once.

What Benefits Do You Get?

• Earn cashback directly as Amazon Pay balance on every spend.
• No restrictions on where to spend the reward balance. Use it for shopping, bill payments, or recharges.
• Special offers and EMI options on Amazon.
• Seamless management: Controls available within Amazon and ICICI apps.

Security Features

• Advanced ICICI security technology.
• Two-factor authentication for all online transactions.
• Easy to block or manage card from the app in case of loss.

Final Checklist Before Applying

• Ensure you have stable internet.
• Ensure all your documents are clear and in digital format for upload.
• Prefer applying from the Amazon app for a smoother and faster experience.

By following the above steps, you can easily apply for the Amazon Pay ICICI Credit Card and enjoy a world of financial benefits while you shop. The streamlined digital process and the link between Amazon Pay and ICICI Bank make it one of the most convenient cards for Indian online shoppers in 2025.

Frequently Asked Questions (FAQs)

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